Before you start shopping for your property, it is a good idea to make some preparations.
Build Your Green File.
A green file contains all your important financial documents. You will need it to secure financing for your property. The typical green file should contain:
- Financial statements
- Bank accounts
- Investments
- Credit cards
- Auto loans
- Recent pay stubs
- Tax returns for two years
- Copies of leases for investment properties
- 401K statements, life insurance, stocks, bonds, and mutual account information.
Our Team of Professionals may help you understand your credit report and your buying power.
- We have lenders who are well experienced in many lending types including:
- First Time Home Buyers and Down Payment Assistance.
- All in one Renovation & Home Purchase Loans.
VA, USDA, CONVENTIONAL, FHA as well as 1 time close Residential Construction loans.
The Deanna Your Realtor team will also assist you with the purchasing of a Rental and or Investment Property.
Be Careful With Your Finances.
Now is not a good time to make sudden career changes or large purchases. You want to approach your property purchase from a position of financial stability.
Watch our “
10 Commandments of Home Buying” video for more details.
